Dan Kaercher

Dan Kaercher

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Closed

$894,999

($193,389 down)
FHA

1031 El Cerro Drive, Hollister, CA 95023

4
4
2,687 sqft
PITI Monthly
$3,834.09 /mo

Listing courtesy of: Sonya Chavez, Realty World - Advantage

Assumed Rate

2.79%
7.15%

Principal & Interest

$3,085 /mo
$5,077 /mo

What's Special

ENTERTAINMENT
SPACIOUS
MODERN
HARDWOOD FLOORS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
SEPARATE SHOWER
BALCONY

Welcome to this stunning 2-story semi-custom Mediterranean-style home, only 4 years young! from the front door with iron accents to the beautifully detailed stone fireplace mantel, this home boasts old-world charm with modern elegance. The downstairs area features crown molding and high vaulted ceilings, hardwood floors, with carpeted bedrooms for added comfort. this spacious home offers 4 bedrooms plus a loft, 3 full bedrooms up stairs & half-bath in the garage,The kitchen is an entertainer's dream, with granite countertops, stainless steel appliances a custom backsplash, soft-close cabinets, a large kitchen island, & a walk-in pantry, recessed cam lighting and pendant lights .the iron-accented staircase leads to a loft with crown molding and a floating white entertainment center complete with built-in drawers, upstairs laundry room & a hallway cabinets with glass doors for extra storage.The primary suite is your private retreat with its own enclosed balcony, Spanish tile flooring, & an iron-detailed railing. The primary bathroom includes his-and-hers vanities, a sunken tub, a separate shower with seating, & a walk-in closet. while a guest bedroom down stairs w/a full bathroom featuring a marble stone shower & quartz countertop. 3 car tandem garage with Tesla charging outlet .

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.79
Remaining Loan Term
26 years, 6 months
Monthly PITI
$3,834.09/mo
Estimated Loan Balance
$759,601
Cash to close
$193,389
Interest Paid
$70,648

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GasStarter, LivingRoom
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Mediterranean
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Hollister

Financial Details

  • Price per Sqft: $333.08
  • Tax Annual Amount: $
  • On Market Date: 2024-09-16T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $193,389 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $193,389!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$701,610
Your Cash$193,389
Total Purchase Price:$894,999

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$3,085/mo
Traditional @ 7.5%
$5,267/mo
You save $2,182/month ($26,181/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81980549

Listing From:

Last updated: 2024-12-14T01:47:13.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.79%
7.15%

Principal & Interest

$3,085 /mo
$5,077 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $193,389 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $193,389!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$701,610
Your Cash$193,389
Total Purchase Price:$894,999

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$3,085/mo
Traditional @ 7.5%
$5,267/mo
You save $2,182/month ($26,181/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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