Dan Kaercher

Dan Kaercher

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Closed

$490,000

($296,715 down)
VA

1031 Arbor Ln, San Marcos, CA 92069

2
2
966 sqft
PITI Monthly
$1,887.64 /mo

Listing courtesy of: Gabriela Gonzalez, eXp Realty of California, Inc.

Assumed Rate

4.16%
7.15%

Principal & Interest

$1,211 /mo
$1,680 /mo

What's Special

SHOPPING
SPACIOUS
FIREPLACE
PLAYGROUND
CHARMING
COZY

Welcome to the charming Avocado Gardens complex, where your dream home awaits in the heart of San Marcos! This lovely condo features 2 spacious bedrooms and 2 baths, perfect for creating wonderful memories with family and friends. As you enter, you'll be greeted by a cozy living room complete with a warm fireplace, making it an inviting spot to unwind during chilly winter nights. The condo also includes a garage and an additional uncovered parking space, providing ample room for your vehicles and storage. Embrace the joys of low-maintenance living while being surrounded by a vibrant community. You'll find shopping centers, schools, and parks just a stone's throw away, along with easy access to Highway 78 for your adventures! Avocado Gardens offers fantastic amenities to enhance your lifestyle, including a sparkling pool to cool off in, a relaxing spa for self-care, a fun playground for the kids, and picnic tables where you can enjoy sunny afternoons with loved ones. Don’t miss out on this delightful gem in San Marcos—your new home is waiting for you!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.16
Remaining Loan Term
19 years, 4 months
Monthly PITI
$1,887.64/mo
Estimated Loan Balance
$194,360
Cash to close
$296,715
Interest Paid
$98,961

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: CommonRoof
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: CommonRoof
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Marcos
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Avocado Gardens
  • HOA Amenities: Unknown
  • HOA Fee: $384
  • HOA Frequency: $Monthly
Location
  • Region: San Marcos

Financial Details

  • Price per Sqft: $507.25
  • Tax Annual Amount: $6125
  • On Market Date: 2025-02-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $296,715 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $296,715!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.16% Sellers Rate
$193,285
Your Cash:$296,715
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 4.16%
$1,211/mo
Traditional @ 7.5%
$1,743/mo
You save $532/month ($6,384/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250019311SD

Listing From:

Last updated: 2025-03-13T17:54:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.16%
7.15%

Principal & Interest

$1,211 /mo
$1,680 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $296,715 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $296,715!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.16% Sellers Rate
$193,285
Your Cash:$296,715
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 4.16%
$1,211/mo
Traditional @ 7.5%
$1,743/mo
You save $532/month ($6,384/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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