Dan Kaercher

Dan Kaercher

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Closed

$669,900

($320,551 down)
FHA

10299 Alphonse St, Santee, CA 92071

4
2
1,533 sqft
PITI Monthly
$2,740.77 /mo

Listing courtesy of: Sonia Hoener, Keller Williams Realty

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,600 /mo
$2,641 /mo

What's Special

SHOPPING
SPACIOUS
PATIO

Very spacious two-story townhome with private front and back patios, 2 car garage. Very private with lots of street parking, downstairs bedroom being used as a den. Close to schools, parks, shopping and trails. Very clean and ready to move in.VA and FHA buyers welcome! Brand new furnace and AC units installed, termite is clear, professionally painted.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 10 months
Monthly PITI
$2,740.77/mo
Estimated Loan Balance
$360,985
Cash to close
$320,551
Interest Paid
$43,075

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: SeeRemarks
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: SeeRemarks, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking, Park, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: riderwood village
  • HOA Amenities: Unknown
  • HOA Fee: $384
  • HOA Frequency: $Monthly
Location
  • Region: Santee

Financial Details

  • Price per Sqft: $436.99
  • Tax Annual Amount: $8373.75
  • On Market Date: 2024-07-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $320,551 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $320,551!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$349,349
Your Cash$320,551
Total Purchase Price:$669,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,600/mo
Traditional @ 7.5%
$2,739/mo
You save $1,139/month ($13,665/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2403892

Listing From:

Last updated: 2024-08-29T20:37:48.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,600 /mo
$2,641 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $320,551 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $320,551!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$349,349
Your Cash$320,551
Total Purchase Price:$669,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,600/mo
Traditional @ 7.5%
$2,739/mo
You save $1,139/month ($13,665/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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