Dan Kaercher

Dan Kaercher

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Closed

$350,000

($57,931 down)
FHA

1028 Alton Street, Wilmington, CA 90744

2
1
1,006 sqft
PITI Monthly
$2,663.39 /mo

Listing courtesy of: Rafael Sanabria Vidal, Golden Feather Investments, Inc

Assumed Rate

3.97%
7.15%

Principal & Interest

$1,630 /mo
$2,314 /mo

What's Special

INVESTORS
LOCATION
SHOPPING
SPACIOUS
CHARMING
COZY

Welcome to this charming 2-bedroom, 1-bathroom single-family home offering potential and possibilities! Back on the market and ready for its next chapter, this property is ideal for families looking for a cozy place to call home or investors seeking a canvas to create something truly special. This home is situated in a prime location in Wilmington, close to schools, parks, shopping, and major freeways, making it a convenient and accessible choice. The spacious lot offers ample opportunity to expand, renovate, or personalize to suit your unique vision.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.97
Remaining Loan Term
22 years, 5 months
Monthly PITI
$2,663.39/mo
Estimated Loan Balance
$433,946
Cash to close
$57,931
Interest Paid
$95,730

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1929
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Wilmington

Financial Details

  • Price per Sqft: $347.91
  • Tax Annual Amount: $4375
  • On Market Date: 2025-01-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $57,931 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $57,931!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.97% Sellers Rate
$292,069
Your Cash$57,931
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 3.97%
$1,630/mo
Traditional @ 7.5%
$2,401/mo
You save $771/month ($9,248/year)

*Secondary financing rates are an estimated value based on input

MLS ID: DW25013172

Listing From:

Last updated: 2025-03-31T12:46:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.97%
7.15%

Principal & Interest

$1,630 /mo
$2,314 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $57,931 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $57,931!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.97% Sellers Rate
$292,069
Your Cash$57,931
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 3.97%
$1,630/mo
Traditional @ 7.5%
$2,401/mo
You save $771/month ($9,248/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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