Dan Kaercher

Dan Kaercher

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Pending

$210,000

($63,807 down)
FHA

1021 13th Street N, Moorhead, MN 56560

2
2
1,252 sqft
PITI Monthly
$1,197.39 /mo

Listing courtesy of: , Oxford Realty (FM)

Assumed Rate

3.23%
7.15%

Principal & Interest

$703 /mo
$1,094 /mo

What's Special

DINING
SPACIOUS
PATIO
CHARMING

Discover this charming, handicap-accessible rambler perfectly situated on a spacious corner lot! Designed for ease and comfort, this 2 bed, 2 bath home features an outdoor ramp, no steps throughout, and a swing system in the shower. The move-in-ready living room is filled with natural light, creating a warm and inviting space. The kitchen offers ample cabinet storage and durable laminate flooring, seamlessly flowing into the dining area and an additional family room—perfect for entertaining! Completing the home are two comfortable bedrooms, two bathrooms, entryway mudroom and laundry room. Enjoy the backyard view from the patio, with an insulated two-stall garage just steps away!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,197.39/mo
Estimated Loan Balance
$146,502
Cash to close
$63,807
Interest Paid
$23,257

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding, Wood Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding, Wood Siding
  • Roof: Asphalt
Condition
  • Year Built: 1948
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Moores 1st Add
  • Features: Accessible Entrance, Accessible Kitchen, Wheelchair Ramp(s), Roll-In Shower
HOA
  • Has HOA: No
Location
  • Region: Moorhead

Financial Details

  • Price per Sqft: $167.73
  • Tax Annual Amount: $2752
  • On Market Date: 2025-02-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $63,807 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $63,807!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$146,193
Your Cash$63,807
Total Purchase Price:$210,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$703/mo
Traditional @ 7.5%
$1,135/mo
You save $432/month ($5,181/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6675690

Listing From: northstar

Last updated: 2025-03-31T18:22:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$703 /mo
$1,094 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $63,807 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $63,807!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$146,193
Your Cash$63,807
Total Purchase Price:$210,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$703/mo
Traditional @ 7.5%
$1,135/mo
You save $432/month ($5,181/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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