Dan Kaercher

Dan Kaercher

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$589,000

($270,420 down)
FHA

1016 W Suncrest Circle, San Bernardino, CA 92407

4
2
1,770 sqft
PITI Monthly
$2,821.62 /mo

Listing courtesy of: Christine Castillo, PRICE REAL ESTATE GROUP INC

Assumed Rate

4.37%
7.15%

Principal & Interest

$1,788 /mo
$2,420 /mo

What's Special

DINING
SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
HOME OFFICE
CHARMING
COZY

Welcome to this charming single-story home offering 1,770 square feet of comfortable living space on an 8,060 square-foot lot. With 4 bedrooms and 2 baths, this home is designed for both relaxation and entertaining. Step inside to a formal living room with a cozy fireplace, perfect for unwinding after a long day. The adjoining formal dining room adds a touch of elegance for special gatherings, while the spacious family room seamlessly connects to the kitchen. The kitchen features granite countertops, a breakfast counter bar, and an additional breakfast area, making it a great space for casual dining and meal prep. The primary bedroom is a private retreat with its own en suite bath, offering a peaceful getaway. The additional bedrooms are nicely sized, providing versatility for family, guests, or a home office. Outside, the backyard is ideal for summer cookouts and entertaining, with plenty of space for family and friends to gather. Additional amenities include a two-car attached garage, ceiling fans, recessed lighting, plantation shutters and blinds. Don’t let this opportunity slip away.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.37
Remaining Loan Term
24 years, 0 months
Monthly PITI
$2,821.62/mo
Estimated Loan Balance
$359,793
Cash to close
$270,420
Interest Paid
$89,033

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Frame, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, SeeRemarks, Tile, Vinyl, Wood

Exterior

Fencing
  • Fencing: ChainLink, Vinyl, Wood
Roof
  • Roof: Concrete, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Frame, Stucco
  • Roof: Concrete, Tile
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $332.77
  • Tax Annual Amount: $7362.5
  • On Market Date: 2025-03-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $270,420 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $270,420!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.37% Sellers Rate
$318,580
Your Cash$270,420
Total Purchase Price:$589,000

Assumed vs Traditional Mortgage

Assumed @ 4.37%
$1,788/mo
Traditional @ 7.5%
$2,510/mo
You save $722/month ($8,667/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25064323

Listing From:

Last updated: 2025-03-30T13:43:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.37%
7.15%

Principal & Interest

$1,788 /mo
$2,420 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $270,420 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $270,420!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.37% Sellers Rate
$318,580
Your Cash$270,420
Total Purchase Price:$589,000

Assumed vs Traditional Mortgage

Assumed @ 4.37%
$1,788/mo
Traditional @ 7.5%
$2,510/mo
You save $722/month ($8,667/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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