Dan Kaercher

Dan Kaercher

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Pending

$989,000

($932,503 down)
VA

10157 Challenger Ct, Spring Valley, CA 91978

3
3
2,577 sqft
PITI Monthly
$3,895.6 /mo

Listing courtesy of: LJ Woodard, One Percent Listing Group, Inc

Assumed Rate

3.25%
7.15%

Principal & Interest

$2,649 /mo
$3,420 /mo

What's Special

REMODELED
GATED COMMUNITY
DINING
SPACIOUS
MOVE-IN READY
LUXURY
CUSTOM BUILT
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
COMMUNITY POOL
WALKING TRAILS
PLAYGROUND

BEAUTIFUL LAKEVIEW AT HIGHLANDS RANCH HOME | GATED COMMUNITY | ENTERTAINER'S BACKYARD | PAID SOLAR SYSTEM | MOVE-IN READY! This property, on the market for the first time since its development in 2001, boasts numerous upgrades and features: An open-concept kitchen and family room, complete with an upgraded fireplace, seamlessly extends to the backyard, creating an ideal space for gatherings. Additional living spaces include separate dining and living rooms. The spacious kitchen offers an island and peninsula with bar seating, ample cabinet storage, Corian countertops, a double oven, and a drop-in gas stove. Beautiful cherry wood bamboo flooring and cherry wood cabinetry throughout the home. Upstairs, you'll find all three bedrooms and a loft. Currently utilized as an office with custom built-in cabinetry, the loft can potentially serve as a fourth bedroom. The hall bathroom has been tastefully remodeled, featuring a custom-tiled walk-in shower and a double vessel sink vanity. The primary bedroom offers a double-sided, mirrored walk-in closet, a separate soaking tub, a walk-in shower, and a makeup vanity. This luxury home features a unique second bedroom that is even larger than the primary bedroom. All bedrooms feature hotel-style Blackout curtains for a peaceful night’s rest. Upgraded custom window coverings throughout. The backyard is a standout feature, equipped with a large covered BBQ bar, extensive counter space, seating areas, a waterfall and fireplace, and exterior speakers—perfect for entertaining. Additional upgrades include a 24-panel owned solar system with a Tesla car charger, which could potentially reduce or eliminate your energy and vehicle gas bills, depending on usage. There is a side yard storage shed for extra space or a home gym; an Ecobee smart thermostat; a WeBoost cell booster; Wired-in house speakers; a whole-home fan; a tankless water heater; a whole-house water filtration system and water softener; and an attached two-car garage with built-in cabinets and epoxy flooring. The property is designed for low maintenance and water usage, featuring artificial turf in front and backyards. Lakeview at Highlands Ranch is a gated community just minutes from San Diego. Residents can enjoy amenities such as a community pool, playground, ample hiking and walking trails, and scenic views from various vantage points throughout the community. Convey with the home: solar system, Tesla car charger, all backyard items (exterior TV, chairs, water fountain, Shed), and all appliances, including refrigerator and washer and dryer. All interior TVs and TV stands. WeBoost (cell booster). All mounted speakers, interior and exterior. Doesn't convey: Security cameras, Starlink

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.25
Remaining Loan Term
1 years, 10 months
Monthly PITI
$3,895.6/mo
Estimated Loan Balance
$487,007
Cash to close
$932,503
Interest Paid
$98,044

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, SeeRemarks
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: SeeRemarks
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: SeeRemarks
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Spring Valley
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Lakeview at Highlands
  • HOA Amenities: Unknown
  • HOA Fee: $240
  • HOA Frequency: $Monthly
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $383.78
  • Tax Annual Amount: $12362.5
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $932,503 (94%)
You can enter any amount below - secondary financing will cover the difference if needed.
94%
$

You cover the entire equity of $932,503!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.25% Sellers Rate
$56,497
Your Cash:$932,503
Total Purchase Price:$989,000

Assumed vs Traditional Mortgage

Assumed @ 3.25%
$2,649/mo
Traditional @ 7.5%
$3,499/mo
You save $850/month ($10,200/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250021924SD

Listing From:

Last updated: 2025-03-23T19:22:15.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.25%
7.15%

Principal & Interest

$2,649 /mo
$3,420 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $932,503 (94%)
You can enter any amount below - secondary financing will cover the difference if needed.
94%
$

You cover the entire equity of $932,503!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.25% Sellers Rate
$56,497
Your Cash:$932,503
Total Purchase Price:$989,000

Assumed vs Traditional Mortgage

Assumed @ 3.25%
$2,649/mo
Traditional @ 7.5%
$3,499/mo
You save $850/month ($10,200/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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