Dan Kaercher

Dan Kaercher

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$519,000

($343,098 down)
VA

1009 Ryan Court, Lake Elsinore, CA 92530

4
3
2,073 sqft
PITI Monthly
$1,432.6 /mo

Listing courtesy of: Bill Boyd, Keller Williams Pacific Estate

Assumed Rate

2.18%
7.15%

Principal & Interest

$725 /mo
$1,294 /mo

What's Special

DINING
SPACIOUS
MODERN
HOME OFFICE
PATIO
MOUNTAIN VIEWS
CUL-DE-SAC
COZY
SOLAR PANELS
NO HOA

OPPORTUNITY PRESENTS ITSELF! FIX AND SAVE. Nestled in the heart of Lake Elsinore, just minutes from the lake, this captivating 4-bedroom, 2.5-bathroom home offers 2,073 square feet of living space on a HUMUNGOUS 7,840-square-foot lot—a perfect blend of space and room for that 30' RV camper, boat and trailer with stunning tranquil views of the mountains.! Tucked away on a peaceful cul-de-sac corner lot with no HOA fees, this property is your canvas to create a dream home, complete with the eco-friendly perk of solar panels. Step inside and envision the endless possibilities: four spacious bedrooms provide ample room for family, guests, or a home office, while 2.5 bathrooms ensure convenience and comfort. The open layout invites natural light to illuminate every corner, offering a warm foundation ready for your personal touch. While the home needs some updating, that’s the allure—here’s your chance to craft a modern masterpiece, tailored to your style, with the freedom of no HOA restrictions holding you back. Plus, with solar panels already installed, you’ll enjoy energy savings and a greener lifestyle from day one. Outside, the expansive lot beckons with endless opportunities—imagine lush gardens, a cozy patio, or a play area—all framed by breathtaking mountain views that inspire tranquility and adventure. Located in a quiet cul-de-sac, you’ll savor privacy without sacrificing convenience, with Lake Elsinore’s lake, hiking trails, dining, and freeway access just moments away. Priced to captivate and brimming with potential, this solar-powered gem is a rare find for visionaries ready to transform a diamond in the rough into a sustainable masterpiece. Don’t wait—schedule your private tour today and seize the chance to create your perfect retreat with mountain vistas that will take your breath away!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.18
Remaining Loan Term
26 years, 8 months
Monthly PITI
$1,432.6/mo
Estimated Loan Balance
$179,521
Cash to close
$343,098
Interest Paid
$13,372

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Gas
  • Heating: Central, ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Drywall, Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Block, GoodCondition
Roof
  • Roof: Slate, Stone
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary, Modern
Materials
  • Drywall, Frame, Stucco
  • Roof: Slate, Stone
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Hiking, HorseTrails, Lake, Mountainous, NearNationalForest, StormDrains, StreetLights, Suburban, Sidewalks, WaterSports, Park
HOA
  • Has HOA: No
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $250.36
  • Tax Annual Amount: $6487.5
  • On Market Date: 2025-03-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $343,098 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $343,098!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.18% Sellers Rate
$175,902
Your Cash:$343,098
Total Purchase Price:$519,000

Assumed vs Traditional Mortgage

Assumed @ 2.18%
$725/mo
Traditional @ 7.5%
$1,342/mo
You save $617/month ($7,399/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW25051882

Listing From:

Last updated: 2025-04-02T18:38:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.18%
7.15%

Principal & Interest

$725 /mo
$1,294 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $343,098 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $343,098!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.18% Sellers Rate
$175,902
Your Cash:$343,098
Total Purchase Price:$519,000

Assumed vs Traditional Mortgage

Assumed @ 2.18%
$725/mo
Traditional @ 7.5%
$1,342/mo
You save $617/month ($7,399/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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