Dan Kaercher

Dan Kaercher

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Closed

$825,000

($499,247 down)
VA

10010 Sierra Bonita St, Spring Valley, CA 91977

4
2
1,683 sqft
PITI Monthly
$2,271.2 /mo

Listing courtesy of: Joe OMeara, eXp Realty of California, Inc.

Assumed Rate

4.34%
7.15%

Principal & Interest

$2,055 /mo
$2,791 /mo

What's Special

DECK

Welcome to your FOREVER HOME in the sought-after Homelands neighborhood of Spring Valley! This beautifully maintained 4-bedroom, 2-bath home offers BREATHTAKING VIEWS of Mt. Helix! This home has been lovingly owned for 30 years and is now available for the next family. Located just minutes from Monte Vista High School, Highlands Elementary, Casa de Oro, Rancho San Diego, and La Mesa Village, you’ll have easy access to family-owned shops, restaurants, and the 94 freeway for quick commutes. It is PERFECT for entertaining on your backyard deck or relaxing in your jacuzzi while soaking in the scenery. This dog-friendly neighborhood offers wide sidewalks and nearby parks; it’s perfect for daily walks with your furry friends. ENJOY nearby hiking trails, community garage sales, and even Fred's Urban Farm for fresh, locally-grown produce right on Barcelona St. Home improvements over the past 12 years include Roof (with permit), Windows, Shutters, Laminate Flooring, HVAC, 2 Tubular skylights, 1 traditional skylight, Cat-5 cable in each room, Secure Dog Area, Replaced most of cast iron sewer, etc. Don’t miss this opportunity to own a home in a neighborhood where families stay for generations. Schedule your viewing today, as this home

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Assumption Snapshot

Type of Loan
VA
Interest Rate
4.34
Remaining Loan Term
19 years, 2 months
Monthly PITI
$2,271.2/mo
Estimated Loan Balance
$418,106
Cash to close
$499,247
Interest Paid
$174,335

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1965
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Spring Valley
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $490.2
  • Tax Annual Amount: $
  • On Market Date: 2024-10-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $499,247 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $499,247!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.34% Sellers Rate
$325,753
Your Cash:$499,247
Total Purchase Price:$825,000

Assumed vs Traditional Mortgage

Assumed @ 4.34%
$2,055/mo
Traditional @ 7.5%
$2,895/mo
You save $840/month ($10,083/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240024471SD

Listing From:

Last updated: 2024-12-11T22:59:36.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.34%
7.15%

Principal & Interest

$2,055 /mo
$2,791 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $499,247 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $499,247!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.34% Sellers Rate
$325,753
Your Cash:$499,247
Total Purchase Price:$825,000

Assumed vs Traditional Mortgage

Assumed @ 4.34%
$2,055/mo
Traditional @ 7.5%
$2,895/mo
You save $840/month ($10,083/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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